Georgia bill would bar foreclosures over HOA or utility fees on owner‑occupied homes
Representative Sandra Scott introduced HB 1035 to prevent non‑tax service charges — including HOA assessments and utility fees — from triggering foreclosure on owner‑occupied homes; supporters said the change would protect seniors, veterans and low‑income homeowners while preserving civil remedies and liens.
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Representative Sandra Scott introduced House Bill 1035 on the House floor and to the Ways and Means subcommittee, saying the measure would protect owner‑occupied homes from being lost over unpaid non‑tax service charges such as homeowners association assessments, condo fees and water or stormwater bills. "If it is not a tax, and it is not a mortgage, it should not cost a family their home," Scott said, arguing foreclosure is an extreme remedy that should be reserved for taxes and secured debt.
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