League of Wisconsin Insurance program briefs trustees; board asks for complete apples‑to‑apples comparison before switching
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Summary
Representatives of the League of Wisconsin Insurance Program and local broker R&R Insurance told the Village of Waukesha board a membership‑based insurance plan could reduce the village’s property/casualty and workers’ compensation premiums and offer a wide array of risk‑control services.
Representatives from the League of Wisconsin Insurance Program and R&R Insurance presented a proposal to replace the village’s current property/casualty and workers’ compensation coverage.
Paul Lehi of R&R Insurance and Matt Becker of the League explained the member‑owned insurance program, described coverages and value‑added services (legal helpline, training, safety grants, free legal consultations, a “Ready to Rebound” medical/return‑to‑work service) and said the program insures hundreds of Wisconsin municipalities. They said early pricing estimates indicate potential savings of roughly $15,000–$20,000 compared with the village’s expiring premium, but noted final numbers from the village’s current broker or insurer were still needed for a full apples‑to‑apples comparison.
Trustees asked about customer service and asked staff to obtain formal, itemized proposals from the current insurer (Gladfelter/Horton) to ensure an accurate comparison. The board discussed policy‑level questions such as replacement‑cost terms for vehicles, deductibles and agreed‑value options for fire apparatus and ambulances.
No final action was taken. Trustees directed staff to obtain the expiring insurer’s official numbers and asked R&R/League to provide a line‑by‑line coverage comparison; the item will be brought back for further review before any change in provider or policy documents.