House Bill 1043, a bill strengthening protections for unit owners in relation to enforcement actions by homeowner associations, passed the Senate after committee amendments and floor adoption on March 18, 2025.

Senator Amabile Exum (mover on the floor): The Local Government and Housing committee reported several amendments, including L012 clarifying strict compliance related to associations’ lien and foreclosure processes and L14 requiring HOAs to keep up-to-date contact information, to allow alternative notice delivery methods when certified mail fails.

A key provision adopted in the House and carried on the floor requests a nine-month stay in certain foreclosure actions to provide homeowners an opportunity to sell their homes before a sale, preserving equity and avoiding foreclosure in some cases. The sponsor told the Senate the bill also requires HOAs to report annual data on delinquencies, judgments, payment plans and foreclosure actions as part of state registration.

After committee report adoption and floor discussion describing the amendments and findings, the Senate adopted the bill. The transcript records the action as “that bill is adopted.”

Ending: The bill was readied for third-reading and final passage sequence and the Senate proceeded to the next calendar item.