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Weld County to switch voluntary employee benefits from Aflac to Guardian starting Jan. 1, 2026

5839067 · September 16, 2025

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Summary

Human Resources recommended and the board approved Contract ID 9926 to replace county voluntary benefits currently offered through Aflac with Guardian Life Insurance Company of America, citing lower premiums and an annual $75 wellness incentive for employees; the contract takes effect Jan. 1, 2026.

The Weld County Board of Commissioners approved Contract ID 9926 on Monday to change the county’s voluntary, employee‑paid benefits from Aflac to Guardian Life Insurance Company of America effective Jan. 1, 2026.

Allison Palmer of Human Resources told the board that the county currently offers Aflac as a voluntary employee‑paid benefit and that, after review with the county’s benefits broker, staff recommends switching to Guardian because it offers lower premiums, enhanced benefits and a $75 yearly wellness incentive that provides better overall value to employees at no additional cost to the county. Palmer said the proposal had been approved on Sept. 9 by the full five‑member commission and she sought final approval on Monday.

Commissioner Scott James moved to approve Contract ID 9926 and Commissioner Lynette Peppler seconded; the motion passed by voice vote. The county will implement Guardian plans beginning Jan. 1, 2026. HR did not present detailed premium tables in the meeting; staff said the broker had provided comparative information in advance.