Miami Dade County Board Engages Aon for Independent Healthcare Cost Analysis

August 13, 2025 | Miami-Dade County, Florida


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Miami Dade County Board Engages Aon for Independent Healthcare Cost Analysis
The Miami-Dade Board of County Commissioners held a special meeting on August 13, 2025, primarily to discuss the hiring of a second consultant, Aon, for an independent analysis of health insurance proposals. This decision follows a directive from the board during their previous meeting on July 16, where they sought to evaluate which insurance company would be less expensive for the county.

Namara Upal, the chief procurement officer, introduced Aon, emphasizing their reputation and experience with public sector clients in Florida. The board had previously received proposals from two companies, Aetna and Admed, and tasked Aon with determining the cost-effectiveness of each option without altering the existing health plans for county employees.

Upal clarified that the county is self-insured, meaning that while the insurance provider may change, the coverage and benefits for employees would remain intact. The only potential change would be the acceptance of the insurance by individual doctors.

Emily Naples, an assistant vice president at Aon, and Amanda Brook Cross, the lead actuary, presented their findings. They noted that Aetna's network would provide a better match for current doctors, with a 99% compatibility rate compared to Admed's 89%. This suggests that switching to Aetna could offer more accessible healthcare options for county employees.

The meeting underscored the board's commitment to ensuring cost-effective healthcare solutions while maintaining employee benefits. Further discussions and decisions regarding the insurance proposals are expected in upcoming meetings as the board evaluates Aon's analysis.

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