[{"_1":2,"_110":-5,"_111":-5},"loaderData",{"_3":4,"_26":27},"root",{"_5":6,"_17":10,"_18":19,"_20":21,"_22":10,"_23":-5,"_24":-5,"_25":10},"user",{"_7":8,"_9":10,"_11":10,"_12":-5,"_13":-5,"_14":15,"_16":-5},"roles",[],"isAuthenticated",false,"isPremium","planName","subscriptionStatus","featureFlags",{},"insightsBudget","isDevelopmentHost","userPreferences",{},"recaptchaSiteKey","6LcvOJcUAAAAAHsB-gPGfGktcRlKpH7OTIU_dMTD","isImpersonating","impersonation","affiliateStatus","isFreedomPortal","routes/v2/article/layout",{"_28":29,"_30":31},"notFound",true,"relatedArticles",[32,74,86,98],{"_33":34,"_35":36,"_37":38,"_39":40,"_41":42,"_43":44,"_45":46,"_47":48,"_49":50,"_51":52,"_53":54,"_55":56,"_57":58,"_59":60,"_61":62,"_63":64,"_65":66,"_67":56,"_68":69,"_70":56,"_71":72,"_73":72},"mediaId",6487718,"mediaKeyId","5553675-dba61a52f80b19f7e9b2f362cd42a22c","parentId",5553675,"title","County warns of rising property‑insurance costs as new facilities and valuations increase premiums","audioSeconds",55,"startMs",4042000,"endMs",4097000,"viewUrl","/Search/View?dp=1&key=5553675-dba61a52f80b19f7e9b2f362cd42a22c&start=4042&end=4097","thumbnailUrl","https://assets.pipeline.soar.com/5553675-dba61a52f80b19f7e9b2f362cd42a22c/thumbnail_4042000.jpg","articleUrl","/articles/6487718/Gadsden-County/Florida/County-warns-of-rising-propertyinsurance-costs-as-new-facilities-and-valuations-increase-premiums","mediaUrl","https://secure.pipeline.soar.com/6487718-3aa97bdd648f5e54450d6f42ad2ad870/orig.mp4?Expires=1770388318&Signature=EvmbqKTXSyPl~~64VyJkkVrnkZyBW4habHYVj-1M0XMzB1shyC6Y0Nl-D-w3EXJd~mJym0BM4qhgKtNaHoIeb1oXj4BvvDShRIfEIefW2UFfFBcrRCLwUSLqUVEGwSQKeUTMv1frlwcmRC6d9jrwV6~WFHgGG9F72rdNcOCI-dLhASaIjNva38-okDInH983IuUUGaEpIP3oEE~JFmm11sA6tV8Lngk2TOhPuaDSyjND0jDHFk7I0fjzcz8H~PY00QlgdcusHoGcDZ-cIQI~nqgbmFTPVZGu8j~7TMnsmt8HpP~-uBOLZj~k1IYwF0Sw92Stx04MIeE3MpPILngYsw__&Key-Pair-Id=KUT5TJCACFTXG","author","Gadsden County, Florida","date","2025-07-25T00:00:00Z","article","Gadsden County finance staff told commissioners that property-insurance premiums have already exceeded prior-year budgeted amounts and that valuations and several planned county facilities will increase the county's property-insurance exposure.

The finance packet showed prior-year budgeted property-insurance estimates of roughly $1.0 million but actual premiums of approximately $1.55 million; the current-year actuals were cited in presentation material at about $1.66 million. Staff said the insurer's renewed property premium is due in October and the final number is not yet available, but staff used an interim forecast that added a small percentage to current actuals to estimate the upcoming budget impact.

Commissioners asked whether the county is insuring replacement cost, whether deductibles are covered and whether newly built facilities would require additional coverage when they come online. Staff said the county is conducting inspections and working with its carrier to ensure building replacement values are properly recorded and to capture any exposure from new facilities such as the planned public-safety and community buildings.

Commissioners pressed for a firm estimate once vendor renewals are received and asked staff to request a ballpark renewal estimate from the carrier for planning. Staff said they will provide updated renewal numbers and analysis of deductibles, replacement valuations and any additional coverage obligations once the carrier delivers a renewal quote.

Ending: Staff will return with updated property-insurance renewal numbers, estimated premium impacts for new facilities and options to mitigate exposure through coverage strategy.","mediaType","Video","parentTitle","Board of County Commissioners Gadsden County, Florida Budget Workshop #3 July 25, 2025","oneSentenceSummary","Finance staff told commissioners that property-insurance actuals have already exceeded budgeted amounts and that upcoming facility additions and updated replacement valuations will further raise premiums.","taxTitle","taxId",71715,"location","headline","","shortSummary",{"_33":75,"_35":36,"_37":38,"_39":76,"_41":77,"_43":78,"_45":79,"_47":80,"_49":81,"_51":82,"_53":83,"_55":56,"_57":58,"_59":84,"_61":62,"_63":64,"_65":85,"_67":56,"_68":69,"_70":56,"_71":72,"_73":72},6487723,"Gadsden County Development Council seeks renewed county funding to coordinate economic development",740,229000,969000,"/Search/View?dp=1&key=5553675-dba61a52f80b19f7e9b2f362cd42a22c&start=229&end=969","https://assets.pipeline.soar.com/5553675-dba61a52f80b19f7e9b2f362cd42a22c/thumbnail_229000.jpg","/articles/6487723/Gadsden-County/Florida/Gadsden-County-Development-Council-seeks-renewed-county-funding-to-coordinate-economic-development","https://secure.pipeline.soar.com/6487723-ef65a209de695cb7b5542fc73d3521b9/orig.mp4?Expires=1770388318&Signature=RN8Zi-Al-ymN76dTg88jnZTTWojr7rl0fx-WnzWdZoSWrB4bFGiuNQgLBV42DjTJ7YEU1M5FA5QgcHPq5l2PuPjVVXLZ2TyOMLsqto1QWv4juXQtHvOCkHyeuTFiNS9TRsNQh1R70Ag9JAMKrFl1o2UDy2AsoM9PLoWt1ijDehlWGLcvcC3UIeJPddAjjDPmD7-sPbCqDf~DqP8mKPxphODwpwpbDj6Rf5nvlIYSj9x5kxwva~yxxyZvUtOL08mNO6JASHz34R4VGfUUm8QQR43y0l7lL20Dn9PWfiA18j6FiBgseKVnu2JiGi1D6CzkTHNt50SycirX2YXhGu2GpQ__&Key-Pair-Id=KUT5TJCACFTXG","Antonio Jefferson, representing the Gadsden County Development Council (GCDC), told the board the council has helped secure jobs, write grants and coordinate partners, and asked the county to reinstate funding to support a statewide- and regionally-connected rural economic development effort.

\"We need to begin to play team sport,\" Jefferson told commissioners during public comment, and he asked the board to invest $160,000 in the Gadsden County Development Council so the organization can continue coordinating cities, colleges and economic partners. Jefferson described the council's work since its February formation and said it helped co-write county partnership grant proposals and supported local infrastructure and business recruitment.

Jefferson recounted a history of intermittent county support for the council: he said the board previously provided funding and later allowed that funding to lapse. He listed local outcomes the council associates with its work, including private-sector projects and infrastructure grants, and said surrounding counties have modeled programs on Gadsden's efforts.

Commissioners thanked Jefferson for the presentation and some said they would like staff to include the council's request in budget deliberations for consideration alongside other priorities. No formal action or vote was taken; commissioners directed staff to include economic-development funding requests in the budget packet and to provide more detail about deliverables and accountability measures.

Ending: The council's funding request will be considered as part of the budget process; commissioners asked staff to return with options and clarifying deliverables.","Antonio Jefferson of the Gadsden County Development Council told commissioners the council needs county support — asking for $160,000 — to unify local economic development efforts and attract investment.",{"_33":87,"_35":36,"_37":38,"_39":88,"_41":89,"_43":90,"_45":91,"_47":92,"_49":93,"_51":94,"_53":95,"_55":56,"_57":58,"_59":96,"_61":62,"_63":64,"_65":97,"_67":56,"_68":69,"_70":56,"_71":72,"_73":72},6487727,"County faces 7.4% health‑insurance jump; staff presents split-cost options for employees",328,2200000,2528000,"/Search/View?dp=1&key=5553675-dba61a52f80b19f7e9b2f362cd42a22c&start=2200&end=2528","https://assets.pipeline.soar.com/5553675-dba61a52f80b19f7e9b2f362cd42a22c/thumbnail_2200000.jpg","/articles/6487727/Gadsden-County/Florida/County-faces-74-healthinsurance-jump-staff-presents-split-cost-options-for-employees","https://secure.pipeline.soar.com/6487727-406b380884da9b3a6279493a3c1da385/orig.mp4?Expires=1770388318&Signature=k7gIzIdUpZJh9aJoDa~BVLM1CXry3EDomSESo19L8d9TEkvbnXTKQmX68-ms680QWX4qImpoItQxa2-KiP11vTVaWnN2YndxOnutmWeKyfmlJRHcUxC2ohXl8mW5HbhTGiex79kyOBpl2swh9Q7PEbaBDoFuWymVFF4PSN0L8C7KOCfN4nVJKHR-ND1uYL4xMSJSMj~K0i-tmVGWXQ9nDZLvxJpAwu1meWZxDfQlMmtsz~b1kAnY3f0g0EKJtjKQ3BP2Tp93iSf~xqae5rBezTBK9e98lDrsGsTLyiFi0TH9OCPEul5G1KY8daABWN91R9SliL3UVM1cXhbsgL80~A__&Key-Pair-Id=KUT5TJCACFTXG","Gadsden County human-resources and finance staff told commissioners at the budget workshop that the county's group health-insurance premiums will rise by about 7.4% next year and that the budget impact is several hundred thousand dollars.

Rose Raynack, the county's financial director, said staff had been told the CHP rates \"are gonna increase by 7.4%.\" Daniel, the HR representative, presented plan-by-plan premiums and enrollee counts and gave the new monthly rates the county would face. \"The new rate for employee-only is $917.26,\" Daniel said, adding the county's current premium and the per‑plan dollar increase for employee-only, employee-plus-spouse, employee-plus-child and family coverage.

HR and finance staff quantified the county's current monthly cost for the plan: the packet given to commissioners listed 145 employee-only enrollees, 11 employee‑plus‑spouse, 16 employee‑plus‑child and 10 family plans. Staff summed those figures to a monthly county cost of roughly $176,417 — about $2.0 million annually — and said the 7.4% rate change would raise the county's cost by an amount in the hundreds of thousands of dollars.

Staff offered three cost-sharing options for the board to consider: (1) the county absorbs the full increase; (2) a 75% county / 25% employee split; or (3) a 50/50 split. The HR representative said the committee recommended those three approaches for consideration and provided the premium deltas by plan. Several commissioners expressed concern about shifting the full increase to employees because county-paid employee-only coverage is an important recruitment and retention tool.

Commissioners asked staff for clarifying data the board said it would need before deciding: a complete list of current enrollees by plan, the number of vacancies and projected headcount changes, the fiscal effect of each cost-sharing option, and whether alternative carriers or plan designs could reduce the county's exposure.

Ending: Commissioners directed HR and finance to return with the requested enrollment and cost modeling so the board can weigh options prior to open enrollment and budget adoption.","Human resources and finance staff told commissioners the county's group health plan will rise 7.4% and presented options for how to split the increase between the county and employees.",{"_33":99,"_35":36,"_37":38,"_39":100,"_41":101,"_43":102,"_45":103,"_47":104,"_49":105,"_51":106,"_53":107,"_55":56,"_57":58,"_59":108,"_61":62,"_63":64,"_65":109,"_67":56,"_68":69,"_70":56,"_71":72,"_73":72},6487731,"Gadsden County commissioners told to plan for multimillion-dollar shortfall as federal and state cuts loom",3551,1937000,5488000,"/Search/View?dp=1&key=5553675-dba61a52f80b19f7e9b2f362cd42a22c&start=1937&end=5488","https://assets.pipeline.soar.com/5553675-dba61a52f80b19f7e9b2f362cd42a22c/thumbnail_1937000.jpg","/articles/6487731/Gadsden-County/Florida/Gadsden-County-commissioners-told-to-plan-for-multimillion-dollar-shortfall-as-federal-and-state-cuts-loom","https://secure.pipeline.soar.com/6487731-736358471f1724ec980294de28c1de0b/orig.mp4?Expires=1770388318&Signature=JCemsauNAyNpw0cWba~Cmx1vuolqJ~GlXFbhe5uZjR7gPOELGF7SWgjwljOKSyeYHTlIa-ciGwMSj7fqG2b~WJJc63DZJ-eMSblbf8-f~YMylJo1STUPcWPhtAGGaOf5yZfWVXx97udavGfUxl2AXYAKo-hgAZodtooga0AfFmkeV4Ub0QDV-vsXqGGfcEBnQ6wZj4h8tvCoxcVT1cJXK4GsT3CSw4UNnyGqVucjSpUJkWDf9XzbnOyvOimpAZX5iGHfQoDY60jab3idpy3yfQIl31k9YgPLf-1cnJ2eei6-IPmN2bGd7uzTP83zU~xuO3e8yiZy35ptmEwG2Dw1ew__&Key-Pair-Id=KUT5TJCACFTXG","Gadsden County commissioners spent a workshop session on Wednesday confronting an emerging budget shortfall and decisions they will likely need to make in the coming months.

County Financial Director Rose Raynack told the board the county's projected revenues for the coming year are roughly $70.96 million versus a current-year budget of about $63 million, but staff and commissioners repeatedly said a mix of state and federal changes and program cuts create an estimated funding gap that will require action. \"It is my understanding the difference on the ask and what we have is approximately $2,200,000,\" Raynack said during the presentation.

The presentation and ensuing discussion centered on two related concerns: (1) near-term increases the county must absorb, such as rising health and property-insurance costs, and (2) longer-term exposure tied to federal and state program changes — notably Medicaid and SNAP — that legal and budget staff said could shift costs to counties after 2027.

County staff and the county attorney urged the board to consider building reserves and to identify cuts and contingencies now so the county can respond if the federal or state changes materialize. The county attorney summarized federal legislation the county is tracking and warned the worst provisions affecting local reimbursements are scheduled to phase in after 2027. He said counties statewide are watching two areas in particular: EMS reimbursements and medical care delivered in the county jail. \"If those funds are gone come 2028, then the jail's budget is gonna go exponentially higher because the jail has to provide those medical services,\" the attorney said.

Commissioners and staff discussed concrete near-term increases that will be incorporated into the budget process. Raynack and staff identified the CHP health-insurance rate increase (discussed separately by HR staff) and a rise in property-insurance costs; staff said property premiums have risen from prior-year budgeted amounts and actuals and that updated property valuations and new county facilities will increase premiums further.

Commissioners asked for two immediate items of work from staff. First, they asked the county administrator and finance staff to develop scenarios showing how to absorb the estimated shortfalls (savings, cuts, or revenue options) and what a 3–10% reduction across departments would mean operationally. Second, they asked staff to return with clearer, department-level numbers — including vacancy counts, projected insurance costs, and one-time versus recurring obligations — so the board could consider line-by-line adjustments at a future workshop.

Several commissioners urged caution about cutting services or staff, noting the human impact and the county's operational needs. Commissioner Chris Green (title: Commissioner) said he wanted to prioritize essential services such as public safety when choosing reductions. Others emphasized using nonrecurring grant or one-time funds for one-time projects rather than ongoing operations.

For next steps staff were asked to: provide an updated shortfall estimate with supporting detail; model three reduction/revenue scenarios (conservative, moderate and severe); and identify which projects in the current recommended list are one-time eligible uses versus recurring obligations. Commissioners scheduled follow-up budget workshop work to consider those scenarios before adopting final millage and budget decisions.

The workshop produced no votes or binding decisions; commissioners instructed staff to return with the requested analyses.

Ending: The board left the workshop with a directive to staff to assemble clearer, department-level budget scenarios and to flag high-risk programs so the commission can weigh tradeoffs at its next budget workshop.","County staff told commissioners the county faces an estimated multi-million-dollar revenue gap this fiscal year and urged immediate planning for possible federal and state cuts, with EMS and Medicaid exposure singled out as high-risk items.","actionData","errors"]

Article not found

County warns of rising property‑insurance costs as new facilities and valuations increase premiums

Gadsden County Development Council seeks renewed county funding to coordinate economic development

County faces 7.4% health‑insurance jump; staff presents split-cost options for employees

Gadsden County commissioners told to plan for multimillion-dollar shortfall as federal and state cuts loom