[{"_1":2,"_111":-5,"_112":-5},"loaderData",{"_3":4,"_26":27},"root",{"_5":6,"_17":10,"_18":19,"_20":21,"_22":10,"_23":-5,"_24":-5,"_25":10},"user",{"_7":8,"_9":10,"_11":10,"_12":-5,"_13":-5,"_14":15,"_16":-5},"roles",[],"isAuthenticated",false,"isPremium","planName","subscriptionStatus","featureFlags",{},"insightsBudget","isDevelopmentHost","userPreferences",{},"recaptchaSiteKey","6LcvOJcUAAAAAHsB-gPGfGktcRlKpH7OTIU_dMTD","isImpersonating","impersonation","affiliateStatus","isFreedomPortal","routes/v2/article/layout",{"_28":29,"_30":31},"notFound",true,"relatedArticles",[32,75,87,99],{"_33":34,"_35":36,"_37":38,"_39":40,"_41":42,"_43":44,"_45":46,"_47":48,"_49":50,"_51":52,"_53":54,"_55":56,"_57":58,"_59":60,"_61":62,"_63":64,"_65":66,"_67":68,"_69":70,"_71":68,"_72":73,"_74":73},"mediaId",6156894,"mediaKeyId","5468002-7520627ea8e65a7ba1ae55cf187bbecc","parentId",5468002,"title","City staff reviews affordable‑homeownership programs and resident survey; HOA dues and aging owners noted","audioSeconds",2052,"startMs",2321000,"endMs",4373000,"viewUrl","/Search/View?dp=1&key=5468002-7520627ea8e65a7ba1ae55cf187bbecc&start=2321&end=4373","thumbnailUrl","https://assets.pipeline.soar.com/5468002-7520627ea8e65a7ba1ae55cf187bbecc/thumbnail_2321000.jpg","articleUrl","/articles/6156894/Boulder/Boulder-County/Colorado/City-staff-reviews-affordablehomeownership-programs-and-resident-survey-HOA-dues-and-aging-owners-noted","mediaUrl","https://secure.pipeline.soar.com/6156894-87bb0d38c6a6520ecd6c3a45b569af5e/orig.mp4?Expires=1770510027&Signature=lS6N6cXbyFnQmDY8WlStsHkyjfGENZqgjm4aPi3oUR3GyPBA9-czjRTxmxsGkQCPVyT~2Phgdx6NDzqv-qQl1E0a8I1rZUso3CeALiBGP93bLQi~2Nx-3JwnwDpZUIo77MKOz-hmRFfmBCmwgxUK2A6~T6~0svTzHU4omY6JFO1RIfgkfjnCotnn1woo-GhuzBcU8-x77bb83mGWfF3VBnc3U6kqxEI20ZxThmu958D85E99--PjbJA6ujLIO6icnDUSjyW0GMbiS5lS4Um~bzOMu-OhlzSjMhyFUDhXVekTAl9zE5rnCX4Cr4Hll~DydOQ-V81JrI31saKaZIRAAw__&Key-Pair-Id=KUT5TJCACFTXG","author","Boulder City, CO","date","2025-07-25T00:05:57.29Z","article","City staff (identified in the meeting as Holly) briefed the Housing Advisory Board on the city’s affordable‑homeownership programs and survey results, saying the programs show broad homeowner satisfaction but flagged rising homeowners association (HOA) costs and a demographic shift toward older participants.

Holly said the city defines affordability as housing costs equal to no more than one‑third of household income and that, for Boulder’s metropolitan area in 2025, HUD’s area median income (AMI) for a three‑person household was about $135,000.

She reviewed three city programs:
- A middle‑income down‑payment assistance pilot that offers up to $200,000 or 30% of a home’s sales price as a zero‑interest loan in exchange for a permanent deed restriction and an appreciation cap tied to AMI/CPI; she said the pilot had not been used in two years and staff suspects the combination of deed restrictions, the repayment obligation and resale limits reduces take‑up. She said the pilot’s income cap is 120% AMI.
- The House‑to‑Homeownership (H2O) shared‑appreciation program, which Holly called “a typical shared appreciation structure.” She said the city’s initial capital investment in that fund was $600,000, and that the program has served 92 households using a total of $3,200,000. H2O loans are limited to households at or below 120% AMI; Holly gave 2025 examples of about $163,000 for a three‑person household and about $126,000 for a single person at 120% AMI.
- The city’s deed‑restricted affordable homeownership inventory (tracked on the city’s home‑for‑sale webpage) that restricts resale and rental and is now administered through a regional compliance program. Holly said the inventory includes a mix of unit types and that detailed unit and bedroom counts are available on the city’s listing pages.

Holly presented key findings from the 2025 homeowner survey: 84% of program homeowners reported being “very or somewhat satisfied” with their homes, and 85% said they would repeat the purchase. She said survey results show fewer surprise special assessments than in 2019, though HOA dues continue to rise and present affordability challenges for lower‑income participants. She also noted demographic trends: an increased share of retirees among program homeowners and more owners who have lived in their units more than 10 years.

Board members asked whether appreciation caps could be adjusted to better track market growth and whether program participants were being blocked from exiting. Holly said the program ties appreciation to AMI and CPI to preserve affordability for future buyers and that program staff use survey feedback to refine capital‑improvement and assessment practices.

Holly said city staff will continue to monitor HOA trends and demographic shifts and use resident feedback to tweak program administration.","mediaType","Video","parentTitle","7-23-25 Housing Advisory Board Meeting","oneSentenceSummary","City staff reviewed three city homeownership programs and a 2025 resident survey, reporting high participant satisfaction but flagging rising homeowners association costs and more retirees among deed‑restricted homeowners.","taxTitle","Boulder, Boulder County, Colorado","taxId",3386,"location","headline","","shortSummary",{"_33":76,"_35":36,"_37":38,"_39":77,"_41":78,"_43":79,"_45":80,"_47":81,"_49":82,"_51":83,"_53":84,"_55":56,"_57":58,"_59":85,"_61":62,"_63":64,"_65":86,"_67":68,"_69":70,"_71":68,"_72":73,"_74":73},6156899,"Housing Colorado director briefs board on 2025 state housing bills, budget risks",1702,189000,1891000,"/Search/View?dp=1&key=5468002-7520627ea8e65a7ba1ae55cf187bbecc&start=189&end=1891","https://assets.pipeline.soar.com/5468002-7520627ea8e65a7ba1ae55cf187bbecc/thumbnail_189000.jpg","/articles/6156899/Boulder/Boulder-County/Colorado/Housing-Colorado-director-briefs-board-on-2025-state-housing-bills-budget-risks","https://secure.pipeline.soar.com/6156899-3e0e28f07cd67fe851801ef27c523614/orig.mp4?Expires=1770510027&Signature=DpxDbrCv0SemmGwdH07570zSx3hk08l4RatfMVPcntOOjLyV3JpxkDngoB4m~ywUw2Jn0HShecxcVPiOX1-1fK9pZTNr98J~awi8cm0PcSXecPUUtZRD-koee0VDv9moXWBfRTAFgqmnhtslahm~QePVfJYCRuTmm9~YyU-6NHB50SG4hMR15StslJ3XOfupIoB6ASpg-83YVtS1yLAIi8bZs2JBJ~hjzGAucvlHozA26OzDyDi2SPDuxF~RfIIQBkgn9fPFOoysWr-3Pef~U7GXdMcTKxXVmzdcGsMOegEbyUWovZlEvLxiOVrnDt1BOrfZw6IeTiozcyrLlR-tJQ__&Key-Pair-Id=KUT5TJCACFTXG","Brian Rossford, executive director of Housing Colorado, told the Boulder Housing Advisory Board on July that the 2025 legislative session produced a scattered but consequential set of housing bills and that the state budget poses near-term risks for housing funding.

Rossford said the session included bills addressing automated rent-setting algorithms, deceptive pricing practices and limits on local anti-growth measures. He described one measure, “the algorithm rent-setting bill,” as aimed at companies that use data-driven tools to set rents and noted the state is pursuing a lawsuit against a private vendor. He said that bill passed the legislature but was vetoed by the governor.

Rossford framed the session in three broader contexts: political control of state government, a constrained state budget and continuing tensions between state and local land-use authority. “Housing affordability still rises to the top,” he said, quoting the governor’s state-of-the-state language, and added that the governor and legislature continue to prioritize production while preservation remains a concern.

He summarized bills the board asked about in more detail. Among them:
- A bill Rossford identified as 1004 addressing algorithmic rent-setting by companies that aggregate rents; he said the bill passed but was vetoed and the issue remains active through litigation.
- A deceptive-pricing measure (referred to in the presentation as 1090) requiring landlords to disclose fees up front rather than surprise tenants after lease signing.
- Short bills aimed at preventing local attempts to evade a prior prohibition on anti-growth ballot measures (referred to as 1093 in the presentation).
- A bill described as 1169 (characterized in the briefing as an administrative review pathway for faith- or education-owned land) that failed after opposition from local governments.

He also reviewed items described as tech- and financing-related: a construction-defects reform package that created an opt-in pathway for contractors offering warranties; a regional code approach for modular construction (Senate Bill 2 in Rossford’s account) to speed modular production across climate zones; and an authorization to allow the state treasurer to invest in below-market bonds for affordable homeownership (referred to as Senate Bill 6).

Rossford warned that the 2025 budget environment could threaten housing funding. He said some funds that support affordable housing (vendor fees and other gap sources he cited) may be vulnerable in a special session the governor could call to balance the budget. He urged attention to upcoming budget actions and federal advocacy on vouchers.

Questions from advisory board members touched on whether modular code changes would speed factory production, the mechanics of construction-defects reforms and litigation over last year’s transit‑oriented and ADU bills. On the latter, Rossford said he expects ongoing challenges that could reach the Colorado Supreme Court. “I imagine this is a state Supreme Court” matter, he said in response to a board question about lawsuits challenging state land‑use preemption.

Rossford closed by pointing the board to Housing Colorado’s public bill tracker and offering to answer follow-up questions about specific proposals and potential impacts on local projects.","Brian Rossford of Housing Colorado summarized major 2025 state housing legislation, highlighted budget pressures that could put housing funds at risk, and previewed likely litigation over state vs. local land-use authority.",{"_33":88,"_35":36,"_37":38,"_39":89,"_41":90,"_43":91,"_45":92,"_47":93,"_49":94,"_51":95,"_53":96,"_55":56,"_57":58,"_59":97,"_61":62,"_63":64,"_65":98,"_67":68,"_69":70,"_71":68,"_72":73,"_74":73},6156884,"Housing Advisory Board approves minutes and adjourns; motions recorded",8565,101000,8666000,"/Search/View?dp=1&key=5468002-7520627ea8e65a7ba1ae55cf187bbecc&start=101&end=8666","https://assets.pipeline.soar.com/5468002-7520627ea8e65a7ba1ae55cf187bbecc/thumbnail_101000.jpg","/articles/6156884/Boulder/Boulder-County/Colorado/Housing-Advisory-Board-approves-minutes-and-adjourns-motions-recorded","https://secure.pipeline.soar.com/6156884-2f877821ce9ddbf7f4bc9381b6172657/orig.mp4?Expires=1770510027&Signature=CKmh4FeqwrZ~OBQGEwvUgytMc0ZMVPdh6VG~--QNRAegk06QKFNnMqT9RTVFmV6FGcYIVLnPTve33QS1LamXrqAII39~l7TV58N8BDojwHVyKnxJlo5HKTjERisjT0zLFIQrnFWEWzvym~3lpttoSSvjo~KhHAZE5h~xkm15JB-CZvz6czUiG6jKRYMJ1X1WBCHEWNBhqIqErDVvArmlETDE-jfj90o4JnK75fC3Q-iZ~O0l6doME1M9TD7Fwd1AuFMIpnX9kdWJ8Ko8AibIRAWPTumbrdV40Y8CaFA7uTYGs1L~qkdhYYU9thpketrzT4itv8dKpOylIBGTUfWWxg__&Key-Pair-Id=KUT5TJCACFTXG","At the start of the meeting, Chair Karen Clareman asked for a motion to approve the minutes from the prior meeting. A board member moved and another seconded; the motion carried by voice vote with all in favor and no opposition recorded.

At the end of the meeting a member moved to adjourn, another member seconded, and members approved the motion by voice vote.

No roll‑call tallies with individual member names were provided in the transcript; outcomes were recorded as unanimous voice approvals in the meeting record.","The board approved the previous meeting’s minutes by unanimous voice vote and later moved to adjourn; both procedural actions were completed without recorded opposition.",{"_33":100,"_35":36,"_37":38,"_39":101,"_41":102,"_43":103,"_45":104,"_47":105,"_49":106,"_51":107,"_53":108,"_55":56,"_57":58,"_59":109,"_61":62,"_63":64,"_65":110,"_67":68,"_69":70,"_71":68,"_72":73,"_74":73},6156889,"Board member proposes tour and panel on manufactured‑home communities; staff to coordinate speakers",276,7633000,7909000,"/Search/View?dp=1&key=5468002-7520627ea8e65a7ba1ae55cf187bbecc&start=7633&end=7909","https://assets.pipeline.soar.com/5468002-7520627ea8e65a7ba1ae55cf187bbecc/thumbnail_7633000.jpg","/articles/6156889/Boulder/Boulder-County/Colorado/Board-member-proposes-tour-and-panel-on-manufacturedhome-communities-staff-to-coordinate-speakers","https://secure.pipeline.soar.com/6156889-230ceb1f0a26dd27e96f01b469378d13/orig.mp4?Expires=1770510027&Signature=MLA7aOTqnNIPXtFmmwZM6doGTH8w3Zp2iLEHqUH7MyAgHykWDqWBxIItHGxezbRq~MZwYaURKA0RqH1LckNiGFMNY~QM~ygi6ae2w4rhohf89NP74mS2s~m2ozPzDtyq3x4zZcljiAAkZJvSTueHEKvRwwUrkq-n2WZzb8rkqMC0zRywOl2Jq8Zr76L~mCJGbyROdvtpxgkHgyAy7qc0~K~B6ZnZVdpQobw6LHbpp13BX6xwDcI~hTvM3UzLj7vVx~hNzbaHd03i7owRfKx8CsUjTxRMj5iyOu08WeSwXfW7NxvXsFuS5OcwJLM3EGMXtJVQuUgaqLsC4jFTuOCkvg__&Key-Pair-Id=KUT5TJCACFTXG","Board member Cindy proposed a combined field visit and panel in the fall to help the Housing Advisory Board better understand manufactured‑home and mobile‑home communities, their infrastructure needs and the role they play for lower‑income households in Boulder.

Cindy said manufactured homes in Boulder sell on Zillow in a range “between, you know, $60,000 and $105,000” and described the wide set of services typically funded by homeowner association (HOA) fees in those communities, from roads and utility lines to common‑area maintenance and waste collection. She said some parks are nonprofit and eligible for certain grants, while privately owned parks may not qualify for the same funding sources and therefore face higher operating costs.

Her proposal suggested a short tour of one or more manufactured‑home communities followed by a panel with residents, park operators and city staff to discuss ownership models, infrastructure financing, chattel versus real‑estate treatment of homes, and possible city actions to support long‑term stability. The board and staff discussed timing and format; members suggested an optional weekend or half‑day site visit and a separate evening panel, with October mentioned as a target month for the programmatic session.

City staff indicated they could help identify panelists and suggested including the city’s manufactured‑housing strategy reviewer and other stakeholders. Cindy and staff agreed to follow up on scheduling and invitations and to prepare a panel that would address practical questions the board identified: ownership structures, how to convert chattel to real‑estate transactions where appropriate, the drivers of HOA costs and options for targeted investments or grants.","Board member Cindy proposed a field visit and a panel discussion about manufactured and mobile‑home communities to examine resident needs, infrastructure and financing, and the board agreed to plan a fall session.","actionData","errors"]

Article not found

City staff reviews affordable‑homeownership programs and resident survey; HOA dues and aging owners noted

Housing Colorado director briefs board on 2025 state housing bills, budget risks

Housing Advisory Board approves minutes and adjourns; motions recorded

Board member proposes tour and panel on manufactured‑home communities; staff to coordinate speakers