[{"_1":2,"_124":-5,"_125":-5},"loaderData",{"_3":4,"_26":27},"root",{"_5":6,"_17":10,"_18":19,"_20":21,"_22":10,"_23":-5,"_24":-5,"_25":10},"user",{"_7":8,"_9":10,"_11":10,"_12":-5,"_13":-5,"_14":15,"_16":-5},"roles",[],"isAuthenticated",false,"isPremium","planName","subscriptionStatus","featureFlags",{},"insightsBudget","isDevelopmentHost","userPreferences",{},"recaptchaSiteKey","6LcvOJcUAAAAAHsB-gPGfGktcRlKpH7OTIU_dMTD","isImpersonating","impersonation","affiliateStatus","isFreedomPortal","routes/v2/article/layout",{"_28":29,"_30":31},"notFound",true,"relatedArticles",[32,76,88,100,112],{"_33":34,"_35":36,"_37":38,"_39":40,"_41":42,"_43":44,"_45":46,"_47":48,"_49":50,"_51":52,"_53":54,"_55":56,"_57":58,"_59":60,"_61":62,"_63":64,"_65":66,"_67":68,"_69":70,"_71":72,"_73":74,"_75":74},"mediaId",6655180,"mediaKeyId","5419008-b2e5c6729d6bf08b3bd0acdb3b4308f3","parentId",5419008,"title","Committee advances bill to ease insurance barrier for EV chargers in HOAs; opposition urges more safeguards","audioSeconds",1634,"startMs",8903000,"endMs",10537000,"viewUrl","/Search/View?dp=1&key=5419008-b2e5c6729d6bf08b3bd0acdb3b4308f3&start=8903&end=10537","thumbnailUrl","https://assets.pipeline.soar.com/5419008-b2e5c6729d6bf08b3bd0acdb3b4308f3/thumbnail_8903000.jpg","articleUrl","/articles/6655180/California/Committee-advances-bill-to-ease-insurance-barrier-for-EV-chargers-in-HOAs-opposition-urges-more-safeguards","mediaUrl","https://secure.pipeline.soar.com/6655180-9b0297a0a66f334eeb9a8b5031506dc4/orig.mp4?Expires=1770553155&Signature=KmQkJ61o1TSxg89AwB4Is7J0rg-PiM0tAyQsv7V0ZA1VuWBEXk-fmJXOBM7L~zghMFuWSWzRZ0yXoCCmIHMwhE201b28EQOD64ju8lZjCBUnixALfle~c~6qNePC3r2dkfjNrWnzG-vg4QalPerF7dPCjoGeu2bRxfiE8laBa7O4etXVAJ7RjilUAjRrHT9zg7oEKSvp2eEi~jTiZwszHI1qaUFz~tEeIq0X7jDJRHBHYseu6TybWOGICzha29eBGoanFrH4Seap6C2xTfVSh9AzsL2P0jLNBmP24ufu0rcUzqYtw2daUfWFLY7RA~ZYc~m~CRkkQPSCNKTHogFUZA__&Key-Pair-Id=KUT5TJCACFTXG","author","California State Assembly","date","2025-07-16T00:00:00Z","article","SB 770, authored by Sen. Anthony Allen, would remove the requirement for an HOA to be named as an additional insured on a homeowner’s policy as a precondition for installing electric vehicle (EV) chargers in shared parking at common‑interest developments.

The author described repeated examples of residents unable to secure the required certificates and of some homeowners facing substantially higher premiums to obtain bespoke policies that name the HOA. Charlie Carrier, a co‑op owner from San Francisco, told the committee he ultimately paid about $500 more per year and accepted a higher deductible to secure a policy that satisfied his HOA, after mainstream insurers would not provide a certificate naming the association.

Brandon Wong of Calstart and Beth Frankel of the California Electric Transportation Coalition testified the provision removes an unintended barrier to EV adoption in multifamily housing, where at‑home charging will account for the bulk of future EV charging needs. Calstart said roughly a third of new chargers over the next decade will need to be in multifamily buildings.

Opposition came from the Community Associations Institute, which represents HOAs. Louis Brown said certificates of additional insured are standard risk‑management practice and warned that when insurers learn an association has EV chargers on site, the association’s master policy could see premium increases, cancellations or other market impacts that would be borne by all unit owners. Brown urged either delaying action to continue negotiations or narrowing the bill to avoid shifting costs to other residents.

Committee members pressed the author for amendments that would limit risk to associations, including narrower liability language and replacement‑cost clarifications. The author said he was open to further changes and emphasized the core goal — enabling residents in shared‑parking developments to charge at home. The committee passed SB 770 to the Assembly floor; members said they expect continued conversations with association and insurer stakeholders before final floor action. Roll call recorded multiple ayes and several no votes and not‑voting members (recorded tallies: yes 9; no 3; not voting 1).","mediaType","Video","parentTitle","Assembly Insurance Committee (1)","oneSentenceSummary","SB 770 would remove the requirement that homeowners obtain an insurance policy naming a homeowners association (HOA) as additional insured before installing EV chargers in shared parking; supporters say the requirement blocks EV adoption, while HOA groups warn of insurance and rate impacts.","taxTitle","California State Assembly, House, Legislative, California","taxId",17099,"location","California","headline","","shortSummary",{"_33":77,"_35":36,"_37":38,"_39":78,"_41":79,"_43":80,"_45":81,"_47":82,"_49":83,"_51":84,"_53":85,"_55":56,"_57":58,"_59":86,"_61":62,"_63":64,"_65":87,"_67":68,"_69":70,"_71":72,"_73":74,"_75":74},6655184,"Committee advances bill expanding wildfire nonrenewal moratorium to commercial policies",402,8474000,8876000,"/Search/View?dp=1&key=5419008-b2e5c6729d6bf08b3bd0acdb3b4308f3&start=8474&end=8876","https://assets.pipeline.soar.com/5419008-b2e5c6729d6bf08b3bd0acdb3b4308f3/thumbnail_8474000.jpg","/articles/6655184/California/Committee-advances-bill-expanding-wildfire-nonrenewal-moratorium-to-commercial-policies","https://secure.pipeline.soar.com/6655184-8cb462c32499d74fe7e6ef1739b69535/orig.mp4?Expires=1770553155&Signature=lccdO23fyWVaQJChU4nn1qH2S5pZiOqOv4itZirEoEQjxIP9iPyHxK7t2o46W5RjCp62pHVuDXmTdyOt0dAeLTCrWtVVFlDHe6t95fVwujy4ixyTaq~a3OheOhgQPixjz8erNGPBXbhsbVECrM55qwaIC-c7Xxg2UKzVZA8Lk3P36MOgTQa73w4-FQAAd4nBFL9~qqLlp0woNLDcf2AGCF9cL~JWX21VJW9K1Ex5NhKC5ZSlk~NiX1EeZTGGmZMydDEeMxrzNezzLfdiSHclA05vdO5tDpw62Vz8Fo5R8vhbCb0k6RxTvy8qrToce1Q08bdxDJLnX6LiXc~8DaSaFQ__&Key-Pair-Id=KUT5TJCACFTXG","SB 547, carried in committee by Senator Rubio as a coauthor and sponsored by the Department of Insurance, would extend the existing residential moratorium on cancellations and nonrenewals after a declared state emergency to certain commercial property policies covering entities such as HOAs, condominiums, affordable housing, small businesses and nonprofits.

Josephine Figueroa of the Department of Insurance said the extension would protect commercial entities that are essential to community recovery and continuity, including food banks, HOAs and affordable housing units. “To truly support recovery, we have to do everything we can to sustain local economies, preserve livelihoods, and prevent the added burden of sudden insurance cancellation,” Figueroa testified.

Supporters included county boards of supervisors, consumer groups and the California Association of Realtors. Major insurer groups that had earlier opposed the bill — including the American Property Casualty Insurance Association and the Pacific Association of Domestic Insurers — withdrew opposition after negotiations and the author’s amendments.

Opposition was removed by several industry groups following late amendments that narrowed scope and addressed earlier carrier concerns; committee staff and the author said the bill had been refined to avoid unintended consequences for the insurance market. The committee voted to pass SB 547 to Appropriations. Roll call recorded an affirmative majority and the chair left the roll open for absent members (committee roll recorded multiple ayes; formal tally from recorded roll: yes 14; others left on call).

Supporters argued the extension is practical because wildfires increasingly affect entire communities and many commercial policyholders face the same recovery challenges as homeowners. Industry negotiators said they would continue to monitor implementation and work with the department and author to minimize market disruption.","SB 547 would extend existing post‑disaster moratoria on cancellations and nonrenewals to commercial property insurance within wildfire perimeters or adjacent ZIP codes for one year after a state emergency is declared.",{"_33":89,"_35":36,"_37":38,"_39":90,"_41":91,"_43":92,"_45":93,"_47":94,"_49":95,"_51":96,"_53":97,"_55":56,"_57":58,"_59":98,"_61":62,"_63":64,"_65":99,"_67":68,"_69":70,"_71":72,"_73":74,"_75":74},6655187,"Panel backs bill to create wildfire community‑hardening commission within Insurance Department",1230,7194000,8424000,"/Search/View?dp=1&key=5419008-b2e5c6729d6bf08b3bd0acdb3b4308f3&start=7194&end=8424","https://assets.pipeline.soar.com/5419008-b2e5c6729d6bf08b3bd0acdb3b4308f3/thumbnail_7194000.jpg","/articles/6655187/California/Panel-backs-bill-to-create-wildfire-communityhardening-commission-within-Insurance-Department","https://secure.pipeline.soar.com/6655187-0bfe194f3d95adf95032a508f32c850d/orig.mp4?Expires=1770553155&Signature=ANpakwnklYfZgwN9UmMGuQ10b5F8UivW0uYLGKvhtXW2y8dA5iLQN6meNVaEIRRGmpEd23xKdJ5YS1QYLycr0-bjT0hArQZep8CAf7wgTyD9RnZDVbmTouxr3XoLsWOi9ago48vt7caP322mpkIXIDisXfQdFiSg3w-na7ZeUoelvAOQfH8xDq0oiVkFJx6VYo0MHAnoee5ziUZ342mxhL4kDcTVHygsi9g6eX556JnlLqvhRS8IMoZ1wHdgFlhO9idnBSaJunptY7DjdfSZVmnbzKFuqrvD3fnz5Fu~w7GMUITXRKF5w5Zi3Uka1930M4Hqd2aGDpDCRiZURKk8Iw__&Key-Pair-Id=KUT5TJCACFTXG","SB 616, authored by Sen. Melissa Rubio, would establish an independent Community Hardening Commission inside the Department of Insurance to align statewide wildfire hardening standards, develop shared data infrastructure and produce post‑catastrophe reports.

The bill’s sponsors said wildfire risk and a patchwork of codes and guidance complicate homeowner and insurer efforts to reduce loss and manage premiums. Josephine Figueroa, deputy commissioner for the Department of Insurance, testified the commission would “review existing hardening regulations and policies and recommend cost effective measures that improve insurability and reduce risk,” and would oversee guidelines for a statewide wildfire data‑sharing platform.

Supporters included multiple county boards of supervisors, consumer groups and fire chiefs. Ed Brancall, representing the California Fire Chiefs Association and the Fire Districts Association of California, thanked the author and staff for work to date but said his organizations were still reviewing recent amendments.

Opposition centered on water agencies, which opposed delegation of water‑infrastructure guidance to a Department of Insurance commission. Kylie Wright of the Association of California Water Agencies argued water systems are “the experts of their unique systems” and said statewide hardening recommendations for water infrastructure could create mismatches with water‑system priorities and raise litigation and rate concerns. Desert Water Agency and other water districts filed similar comments.

The committee passed SB 616 to Appropriations after discussion and with committee amendments that the author said were intended to continue stakeholder engagement. Roll call showed Calderon, Alvarez, Avila Farias, Gibson, Herbedian, Krell, Nguyen, Ortega, Rodriguez and Valencia among those recorded as voting aye; Wallace recorded as not voting during that call. (Committee roll: pulse recorded; committee left roll open for absent members.)

The bill does not mandate water‑system changes, sponsors said, but aims to knit fire science, construction and insurance disciplines together and produce a common set of evidence‑based mitigation recommendations and post‑incident analyses.","SB 616 would create an independent commission inside the Department of Insurance to coordinate wildfire hardening standards, data sharing, and post‑catastrophe reporting to help stabilize insurance availability and affordability.",{"_33":101,"_35":36,"_37":38,"_39":102,"_41":103,"_43":104,"_45":105,"_47":106,"_49":107,"_51":108,"_53":109,"_55":56,"_57":58,"_59":110,"_61":62,"_63":64,"_65":111,"_67":68,"_69":70,"_71":72,"_73":74,"_75":74},6655193,"Committee advances bill to guarantee portion of third‑party recoveries to injured peace officers and firefighters",1261,6404000,7665000,"/Search/View?dp=1&key=5419008-b2e5c6729d6bf08b3bd0acdb3b4308f3&start=6404&end=7665","https://assets.pipeline.soar.com/5419008-b2e5c6729d6bf08b3bd0acdb3b4308f3/thumbnail_6404000.jpg","/articles/6655193/California/Committee-advances-bill-to-guarantee-portion-of-thirdparty-recoveries-to-injured-peace-officers-and-firefighters","https://secure.pipeline.soar.com/6655193-39d48264b77557562b37497001b921c0/orig.mp4?Expires=1770553155&Signature=U3Zb6QbEHMp3TDAfGaJp~vOvFfmJ6p2GOwsrHt7nM3bGxZUd5i2kritHMv2hMySo6B5AuclR2kwVzi9nDUaJHQnFGqe00AFzFUiN43uXSRFrQqZayThvHa0kLN2sn6nj3b7JqAIWCIBox6GWUw5Jac77c~dNr0b-XhDFMlyT8muZGOJvSBrniM2A0lznyjcnYCLcf5zTF1x3A9TmGz2ngR5vokDls5OfMr42wRo2P-vSxC5WtY8sVHyJsSTzs-lzaDjZVtAJCW0KCNPtCM87vgZkBcl7zGzgq~AxQTSPSOlKXQJT2K2tQihQErTdQ~nxgsfoNyLHDHAMperqz4dQ3A__&Key-Pair-Id=KUT5TJCACFTXG","SB 487, introduced by Sen. Scott Grayson, would limit employer subrogation in certain third‑party liability settlements so that injured peace officers and firefighters receive a guaranteed portion of a recovery when available third‑party insurance limits are insufficient to make both the employer whole and fully compensate the injured employee.

Megan Bartlett, an attorney who represents public safety officers and firefighters, described cases in which third‑party settlements were exhausted by employers’ subrogation claims, leaving injured officers with little or no compensation for losses such as lost overtime, promotion opportunities and pain and suffering. “These damages are not speculative. They're real, calculable, and often unrecoverable with current law,” Bartlett said, adding the proposed language is modeled on existing legal frameworks such as CCP 3040 and government code section 20252.

Deputy Sheriff Keanu Lewis described his personal injury after being struck and pinned by a patrol vehicle and told the committee of surgeries, lost overtime and a continuing professional stigma that affected promotions. Law enforcement and firefighter organizations — including the Fraternal Order of Police, the California Professional Firefighters and the Association for Los Angeles Deputy Sheriffs — testified in support.

Opposition came primarily from employer, self‑insured and insurance industry groups including the California Coalition on Workers’ Compensation/PRISM and the California Association of Joint Powers Authorities. Jason Schmelzer on behalf of PRISM said employers and local governments face large workers’ compensation costs for public safety benefits (noting Labor Code 4850 salary continuation and industrial disability retirement rules) and argued the state needs more data and narrow application (e.g., only where insurance is limited) or a sunset and study before changing public agency subrogation rights.

Committee members acknowledged competing interests: protecting injured employees while preserving employers’ ability to recover taxpayer‑funded costs that fund public services. Several members voiced support for the bill; Assemblymember Rodriguez asked to be added as a coauthor. The author asked for an aye vote and the committee passed SB 487 as amended to the Appropriations Committee. Roll call recorded multiple ayes with Hadwick not voting; the committee left the roll open for absent members. (Committee roll: Calderon, Wallace, Addis, Alvarez, Avila Farias, Berman, Chen, Ellis, Gibson, Haribedian, Krell, Nguyen, Rodriguez, Valencia recorded as voting aye; Hadwick not voting.)

If enacted, the bill would apply only in cases where third‑party limits are insufficient to satisfy both an employer’s subrogation claim and the injured employee’s proven damages, preserving employer recovery when adequate third‑party insurance exists. Sponsors said the measure is narrowly tailored and modeled on existing statutory frameworks for health‑insurer and retirement‑benefit reimbursements.","SB 487 would change how recovery from third‑party liability is divided between public employers and injured officers or firefighters; sponsors said the change addresses cases where available third‑party insurance is insufficient to cover both employer and employee losses.",{"_33":113,"_35":36,"_37":38,"_39":114,"_41":115,"_43":116,"_45":117,"_47":118,"_49":119,"_51":120,"_53":121,"_55":56,"_57":58,"_59":122,"_61":62,"_63":64,"_65":123,"_67":68,"_69":70,"_71":72,"_73":74,"_75":74},6655197,"Assembly panel approves bill cutting uninsured/underinsured motorist requirement for rideshare",3219,3201000,6420000,"/Search/View?dp=1&key=5419008-b2e5c6729d6bf08b3bd0acdb3b4308f3&start=3201&end=6420","https://assets.pipeline.soar.com/5419008-b2e5c6729d6bf08b3bd0acdb3b4308f3/thumbnail_3201000.jpg","/articles/6655197/California/Assembly-panel-approves-bill-cutting-uninsuredunderinsured-motorist-requirement-for-rideshare","https://secure.pipeline.soar.com/6655197-bc2b26c7ca206548b08e04e705a08f5c/orig.mp4?Expires=1770553155&Signature=CC2ewcvRkdHrUufwtW9wwyMtuJUhhZkkX7umR5XGWseU7LSLhOs8jTXD2kko9ZFXwPz0MbvO-p5hZcR4NY0Nhc~k2XnGqMaLAboRLN2ANeWbWdD-h~WKl5YBzEjVTcjv8RUT-TbIlLcRekMt-0rk9DlEX-BF02rvhQ2F3DrNvm9Dss6TFmuxsc9n-PU9f7dQOGu8E1vGguWsrKduHl0qVK2XoEnbdgRvB3Z-TFLADVj6blZXfT1EigVr2inx7~sG2BBULVg8pqyFOPvcVshJvQLvphC1qMMBJ~5b4wSqmBZC4LpJ9qYexlJtG4FhfFVxp28zU8EBqes3DWsyZDlYLQ__&Key-Pair-Id=KUT5TJCACFTXG","SB 371, authored by Sen. Steve Cabaldon, passed the Assembly Insurance Committee after a robust hearing that pitted rideshare companies and business groups in support against consumer, labor and trial attorney groups opposed.

Cabaldon said the limits set a decade ago were a provisional response to a then-novel industry and urged the committee to modernize the UIM requirement to reflect current data. “Rideshare is now one of the most significant parts of the transportation ecosystem in California,” Cabaldon said during his opening remarks (transcript excerpt).

The bill would replace the current UIM threshold for TNCs with new limits of $100,000 per person and $300,000 per incident, while preserving other insurance coverages the companies provide. Ramona Prieto, director of public policy for Uber, told the committee those UIM requirements are the single biggest mandated cost driver for fares, saying in Los Angeles County “up to 45% of every fare goes to government mandated insurance, around 33% for the state of California.” Nick Johnson, Lyft’s public policy director, said the proposal would leave California above many other states’ requirements and would not change the companies’ $1,000,000 liability coverage for at-fault drivers.

Opponents argued the proposal would sharply cut protections for injured riders and drivers. Casey Johnson of the Consumer Attorneys of California said SB 371 would cut UIM protection from $1,000,000 to $100,000 per person — “a 90% cut in protection for passengers and drivers who are injured by uninsured or underinsured motorists.” Labor and consumer groups raised concerns that drivers, who lack typical employee benefits following Proposition 22, would be left with insufficient coverage; Sarah Flock of the California Federation of Labor urged the committee to require any insurer savings be guaranteed to flow to drivers and riders.

Committee members asked for more data and accountability provisions. Several members, including Assemblymembers Alvarez and Berman, urged the author and the companies to provide studies and transparent receipts showing how any insurance savings would affect driver earnings and rider booking fees. The author and company witnesses said the booking fee line item on receipts would reflect mandated-insurance costs and that look‑back reporting language in the committee amendment would allow review of whether savings were passed through.

After debate, the committee adopted the motion to pass SB 371 as amended to the Committee on Appropriations. Roll call during committee showed Calderon, Wallace, Addis, Alvarez, Avila Farias, Berman, Ellis, Gibson, Hadwick, Haribedian, Krell, Nguyen, Rodriguez and Valencia voting aye; Ortega not voting. The committee left the roll open for absent members. (Vote recorded in committee; tally from roll call: yes 14; not voting 1.)

The bill includes look‑back and reporting language intended to track fare and driver‑earnings outcomes and directs further study and data collection on UIM claims. Supporters emphasized affordability for riders and increased opportunities for drivers; opponents said the change would reduce protections and urged amendments to guarantee that any insurer savings reach drivers and riders.","The Assembly Insurance Committee on a bipartisan vote approved SB 371, which would reduce required uninsured/underinsured motorist (UIM) coverage for transportation network companies and require data and reporting to track the impact on fares and drivers.","actionData","errors"]

Article not found

Committee advances bill to ease insurance barrier for EV chargers in HOAs; opposition urges more safeguards

Committee advances bill expanding wildfire nonrenewal moratorium to commercial policies

Panel backs bill to create wildfire community‑hardening commission within Insurance Department

Committee advances bill to guarantee portion of third‑party recoveries to injured peace officers and firefighters

Assembly panel approves bill cutting uninsured/underinsured motorist requirement for rideshare