During a recent work session on June 18, 2025, the Seward County Commission engaged in a detailed discussion regarding the county's budget, particularly focusing on employee benefits and health insurance costs. The meeting highlighted the county's approach to managing its finances amid ongoing budgetary constraints and the need for careful planning in light of rising expenses.

A key point raised was the county's strategy of budgeting based on worst-case scenarios, particularly concerning health insurance claims. The county is partially self-funded, meaning it assumes some financial risk by covering the first $125,000 of claims for each insured member. This approach has historically allowed the county to maintain a buffer against unexpected costs, but recent trends indicate that this cushion is diminishing as more positions within the jail and sheriff's departments are filled, and employee benefits usage increases.

The discussion also included specific figures related to the county's health insurance plan with Blue Cross Blue Shield. For the upcoming year, projected claims are estimated at approximately $6.5 million, with employee contributions expected to offset some of these costs. The county plans to pay around $350,000 for claims administration and an additional $22,000 for required research fees associated with the insurance plan.

Furthermore, the commission reviewed the wellness program, which incentivizes employee participation in fitness activities. The county covers 60% of the costs for employees who enroll in local fitness facilities, but if employees do not meet participation requirements, they are required to reimburse the county for a portion of these costs.

The meeting underscored the importance of strategic financial planning as the county navigates its budgetary landscape. With projections indicating a potential surplus of around $500,000 for the current year, the commission is tasked with ensuring that future budgets remain sustainable while adequately addressing employee needs and maintaining essential services.

As the county moves forward, the discussions from this work session will likely inform upcoming budget decisions, particularly in balancing employee benefits with fiscal responsibility. The commission's commitment to transparency and detailed financial analysis will be crucial as they work to meet the community's needs while managing limited resources effectively.