The Senate Committee on Health and Human Services convened on May 14, 2025, to discuss several key legislative proposals, with a primary focus on House Bill 4655, which aims to enhance financial literacy education for foster children aging out of the system.

Senator West, the bill's sponsor, emphasized the need for improved financial education, citing feedback from former foster youth who reported feeling unprepared for real-world financial challenges. The proposed legislation seeks to expand the current curriculum to include essential topics such as understanding credit scores, the risks associated with payday loans, and strategies for avoiding financial scams. Senator West highlighted the importance of equipping these young individuals with practical knowledge that they will encounter in their daily lives, such as managing bank accounts and creating budgets.

During the meeting, Senator West shared personal anecdotes about the financial lessons he learned as a young adult, underscoring the significance of financial literacy for all youth, particularly those transitioning out of foster care. He noted that many young people are vulnerable to predatory lending practices and emphasized the need for educational resources to help them make informed decisions.

Sydney Baker, representing Buckner International, testified in support of the bill, sharing experiences from their programs that assist youth aging out of foster care. Baker illustrated the dangers of inadequate financial knowledge through a case study of a young woman who fell victim to a predatory car loan, highlighting the urgent need for comprehensive financial education.

The committee concluded the public testimony on House Bill 4655, leaving the bill pending for further consideration. The discussions underscored a growing recognition of the importance of financial literacy in fostering independence and protecting vulnerable youth in Texas.