Board mandates insurance coverage for mammograms and diagnostic tests under self-insured plan
April 24, 2025 | House Bills - Introduced, House Bills, 2025 House and Senate Bills, Nevada Legislation Bills, Nevada
This article was created by AI summarizing key points discussed. AI makes mistakes, so for full details and context, please refer to the video of the full meeting. Please report any errors so we can fix them. Report an error »
On April 24, 2025, the Nevada State Legislature introduced Assembly Bill 522, a significant piece of legislation aimed at reforming health insurance provisions for state employees. The bill primarily seeks to amend existing statutes regarding self-insurance plans, particularly in relation to women's health services.
One of the key provisions of AB522 is the requirement for self-insured health plans to cover mammograms for women aged 40 and older, mandating these screenings every two years, or annually if recommended by a healthcare provider. Additionally, the bill stipulates coverage for diagnostic imaging tests for breast cancer when deemed medically necessary, ensuring that women have access to essential preventive care without facing higher deductibles or copayments.
The bill also introduces the concept of a "qualified plan of self-insurance," which aligns with federal regulations to facilitate the establishment of health savings accounts. This provision aims to enhance the financial flexibility of state employees while ensuring compliance with federal standards.
Debate surrounding AB522 has highlighted concerns regarding the financial implications of expanding coverage under self-insurance plans. Opponents argue that the increased mandates could lead to higher costs for the state and potentially impact the sustainability of the self-insurance model. Proponents, however, emphasize the importance of preventive health measures and the long-term cost savings associated with early detection of breast cancer.
The implications of AB522 extend beyond immediate healthcare access; they touch on broader social issues related to women's health rights and the state's commitment to providing comprehensive healthcare services. Experts suggest that if passed, the bill could serve as a model for similar legislation in other states, potentially influencing national discussions on health insurance reform.
As the legislative process unfolds, stakeholders will be closely monitoring the bill's progress, with potential amendments and debates expected in the coming weeks. The outcome of AB522 could significantly shape the landscape of health insurance for Nevada's state employees, reflecting the ongoing challenges and priorities in public health policy.
One of the key provisions of AB522 is the requirement for self-insured health plans to cover mammograms for women aged 40 and older, mandating these screenings every two years, or annually if recommended by a healthcare provider. Additionally, the bill stipulates coverage for diagnostic imaging tests for breast cancer when deemed medically necessary, ensuring that women have access to essential preventive care without facing higher deductibles or copayments.
The bill also introduces the concept of a "qualified plan of self-insurance," which aligns with federal regulations to facilitate the establishment of health savings accounts. This provision aims to enhance the financial flexibility of state employees while ensuring compliance with federal standards.
Debate surrounding AB522 has highlighted concerns regarding the financial implications of expanding coverage under self-insurance plans. Opponents argue that the increased mandates could lead to higher costs for the state and potentially impact the sustainability of the self-insurance model. Proponents, however, emphasize the importance of preventive health measures and the long-term cost savings associated with early detection of breast cancer.
The implications of AB522 extend beyond immediate healthcare access; they touch on broader social issues related to women's health rights and the state's commitment to providing comprehensive healthcare services. Experts suggest that if passed, the bill could serve as a model for similar legislation in other states, potentially influencing national discussions on health insurance reform.
As the legislative process unfolds, stakeholders will be closely monitoring the bill's progress, with potential amendments and debates expected in the coming weeks. The outcome of AB522 could significantly shape the landscape of health insurance for Nevada's state employees, reflecting the ongoing challenges and priorities in public health policy.
View Bill
This article is based on a bill currently being presented in the state government—explore the full text of the bill for a deeper understanding and compare it to the constitution
View Bill