Pembroke Pines awarded FEMA class 5 rating boosts flood insurance discounts for residents

Residents of Pembroke Pines are set to receive significant relief on their flood insurance costs, thanks to a recent upgrade in the city's FEMA rating. During the City Commission meeting on March 5, 2025, officials announced that Pembroke Pines has improved its rating from a class 7 to a class 5 under the National Flood Insurance Program. This change means that starting October 1, 2025, residents will enjoy a 25% discount on qualifying flood insurance policies, up from the previous 15%.

City officials, including City Attorney Mr. Dodge and City Engineer Mr. Kennedy, expressed gratitude for the hard work of city staff and stakeholders in achieving this milestone. The improved rating positions Pembroke Pines as one of only two cities in Broward County to receive such a discount, potentially saving local policyholders approximately $282,763 annually across 4,332 flood insurance policies.

The commission highlighted the importance of proactive measures taken over the past two years to enhance flood mitigation efforts, which not only protect lives and property but also provide financial relief to residents. The city remains committed to addressing ongoing flooding concerns and is eager to continue improving conditions for its community.

Residents are encouraged to contact their flood insurance brokers for more details on how this new rating will affect their policies. The announcement marks a significant step forward in the city's efforts to support its residents in managing flood risks and costs.