Refugee Natalia Ostapchak shares journey to homeownership and family in Bismarck

February 07, 2025 | Appropriations - Human Resources Division, House of Representatives, Legislative, North Dakota


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Refugee Natalia Ostapchak shares journey to homeownership and family in Bismarck
In a recent meeting of the House Appropriations - Human Resources Division in North Dakota, discussions highlighted the challenges and triumphs faced by refugees in the state, particularly through the personal testimony of Natalia Ostapchak. Her story, shared during the session, underscored the resilience and determination of refugee families as they navigate the complexities of establishing a new life in America.

Ostapchak, who arrived in Bismarck nearly 14 years ago, recounted the difficulties her family faced in securing housing and building a stable life. She described the stark contrast between her previous life in Ukraine, where public transportation was the norm, and the car-dependent culture of North Dakota. This transition was compounded by the challenges of obtaining a mortgage without an established credit history, a hurdle she and her husband faced while trying to buy their first home.

Despite these obstacles, Ostapchak's family persevered. They utilized a program designed to assist individuals with limited credit access, which ultimately allowed them to secure a loan. However, the rising real estate prices posed additional challenges, forcing them to adapt and find creative solutions to complete their home purchase. Ostapchak's narrative illustrated not only the personal struggles of her family but also the broader systemic issues that refugees encounter in their quest for stability.

The meeting also served as a platform for Ostapchak to advocate for the recognition of refugees as valuable contributors to society. She emphasized the importance of believing in the potential of refugees, stating that they bring diverse cultures and skills that enrich their communities. Her call for understanding and support resonated with the committee members, highlighting the need for policies that facilitate the integration of refugees into the fabric of American life.

As the meeting concluded, the discussions pointed to a growing awareness of the unique challenges faced by refugee families in North Dakota. The testimonies shared not only shed light on individual experiences but also called for a collective effort to create a more inclusive environment that recognizes the contributions of all residents, regardless of their background. The committee's next steps will likely involve exploring ways to enhance support systems for refugees, ensuring that they have the resources needed to thrive in their new home.

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