In a recent government meeting, discussions centered on initiatives aimed at making housing more affordable for the workforce in Whitefish and Columbia Falls. A key speaker outlined a straightforward approach to defining affordability: households should ideally spend no more than 30% of their monthly income on housing costs, which include mortgage interest and taxes.
The city of Whitefish has been proactive in addressing this issue by providing $30,000 for each house purchased to be placed in a community land trust. This funding is supplemented by contributions from private donors interested in increasing workforce housing availability. Additionally, the Montana Housing Department of Commerce is collaborating with local efforts to assist households earning below 80% of the area median income (AMI) by providing access to further financial resources.
The speaker highlighted a partnership with developer Jerry Dunker from Trail View, who is recognized for his commitment to workforce housing development. There is optimism about engaging other developers in Kalispell who share a similar vision for affordable housing.
Columbia Falls is also making strides in this area, having donated land for the construction of seven homes in collaboration with Habitat for Humanity. Once completed, these homes will be managed by the community land trust, ensuring they remain accessible to families earning below 80% AMI for generations to come. This multi-faceted approach reflects a growing commitment among local governments and organizations to tackle the pressing issue of affordable housing in the region.