Jacksonville's housing market is significantly influenced by its military presence, particularly from New River and Camp Lejeune, which together form the second-largest military community in North Carolina. As of 2022, the area is home to approximately 47,000 active-duty military members and around 6,000 civilian employees. However, local stakeholders suggest these figures may be underestimated, with some estimates indicating closer to 80,000 military personnel when including contractors involved in ongoing infrastructure repairs and new construction following Hurricane Florence.

The defense industry plays a crucial role in Jacksonville's economy, driving both housing demand and overall economic growth. Since 2021, the region has experienced a 9% growth rate, surpassing the state average, and has added over 5,000 jobs across various sectors. Major employers include the Onslow County Board of Education, retail giants like Walmart and the Marine Corps Exchange, and healthcare providers such as Onslow Memorial Hospital.

Wage disparities persist in the area, with civilian positions on Camp Lejeune ranging from $40,000 for entry-level roles like police officers to over $120,000 for specialized positions such as psychiatrists. Despite overall wage increases, a significant portion of the workforce remains in lower-paying jobs, particularly in the food industry, where many employees earn around $25,000 annually. The median wage across the top 15 occupations in Jacksonville is approximately $37,000, encompassing roles such as cooks, cashiers, elementary school teachers, and nurses.

The military's impact on the housing market is notable, with estimates suggesting that between 65% and 75% of enlisted members and their families reside off base. The Basic Allowance for Housing (BAH) provided to military personnel averages 25% above the typical rental rates in Jacksonville, with Marine Sergeant dependents receiving about 10% above the average. This financial support is crucial for military families navigating the local housing landscape.