During a recent government meeting, officials provided an update on the county's health insurance plans and budget considerations for 2025. The discussion highlighted the county's ongoing contract with Blue Cross Blue Shield, which is set to expire on December 31, 2024. A benefits committee, composed of 12 employees from various unions, was formed to evaluate alternative healthcare providers, including PEAP and Medica, due to anticipated high increases in premiums.
The committee's analysis revealed a projected 46% increase in benefits for 2025, prompting the search for more cost-effective options. However, after reviewing proposals and the renewal from Blue Cross Blue Shield, the committee unanimously decided to continue with the provider, despite a confirmed 19.8% increase in premiums for the upcoming year. This decision was influenced by the provider's familiarity with the county's needs and the stability it offers.
Looking ahead, the county has signed a new three-year contract with Blue Cross Blue Shield, which caps potential increases at 14.5% for 2026 and 15.5% for 2027. This strategic move aims to mitigate future costs while maintaining competitive healthcare options for employees, particularly as the county faces turnover and seeks to attract new talent.
Additionally, officials confirmed that ancillary benefits, including dental and vision insurance, will remain unchanged, providing some relief amidst rising healthcare costs. The meeting concluded with a commitment to continue monitoring healthcare utilization and costs, ensuring that the county can provide affordable and comprehensive benefits to its workforce.